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Reservation Conditions for 120,000 Housing Units for Low- and Middle-Income Individuals under the "Housing for All Egyptians 7" Initiative

Reservation Conditions for 120,000 Housing Units for Low- and Middle-Income Individuals under the "Housing for All Egyptians 7" Initiative


Reservation Conditions for 120,000 Housing Units for Low- and Middle-Income Individuals under the "Housing for All Egyptians 7" Initiative



The seventh phase of the "Housing for All Egyptians" initiative has been officially launched by Egypt's Ministry of Housing, Utilities, and Urban Communities. This vital housing project offers 120,000 subsidized housing units for low- and middle-income individuals, reflecting the state's commitment to provide a decent standard of living and reduce housing burdens on citizens.

Overview of the "Housing for All Egyptians 7" Initiative

Through the Social Housing and Mortgage Finance Fund, the initiative targets those in need by offering affordable apartments with transparent reservation and allocation procedures. The housing units are divided across two phases, each with its own timeline, eligibility criteria, and reservation method.





Phase One: Housing Units for Middle-Income Individuals

📊 Number of Units

  • 15,000 housing units designated for middle-income applicants.

📍 Locations

Units are distributed across new urban cities including New 6th of October, New Obour City, and Hadayek El-Asima to ease congestion in overcrowded governorates.

🗓️ Application Period

⚙️ Allocation Method

  • First-come, first-served basis via online application.

📦 Post-Application Process

  1. Sorting and eligibility check by the Fund.

  2. Grievance window for rejected applicants.

  3. Text notifications for accepted applicants.

  4. 10-day online unit selection period.

  5. Priority given to previously unsuccessful applicants in earlier phases.

Phase Two: Housing Units for Low- and Middle-Income Individuals

📊 Number of Units

  • 101,000 units under social housing and Green Housing programs.

🌍 Focus on Sustainability

Some units follow green building standards for energy efficiency and environmental sustainability.

🗓️ Application Period

  • From July 8 to August 7, 2025

🎰 Allocation Method

  • Random electronic lottery, ensuring fairness for all eligible applicants.




Reservation Conditions for 120,000 Housing Units for Low- and Middle-Income Individuals

🎯 Target Groups

  1. Applicants from "Housing for All Egyptians 5" who were rejected due to income or age, provided they:

    • Refund their original deposit.

    • Meet current eligibility criteria.

  2. New low- and middle-income applicants who haven’t previously received government housing.

💰 Down Payments and Mortgage Interest Rates

For Low-Income Individuals:

  • Down Payment: EGP 50,000

  • Fixed Interest Rate: 8% annually

  • Repayment Period: Up to 20 years

  • Income Cap:

    • Individual: EGP 12,000/month

    • Family: EGP 15,000/month

For Middle-Income Individuals:

  • Down Payment: EGP 100,000

  • Fixed Interest Rate: 12% annually

  • Repayment Period: Up to 20 years

  • Income Cap:

    • Individual: EGP 20,000/month

    • Family: EGP 25,000/month




📝 Required Documents for Reservation

To complete the reservation process, applicants must submit the following:

  • Valid national ID (applicant and spouse)

  • Recent income certificate from employer

  • Utility bill (electricity/gas/water)

  • Family registration certificate (if married)

  • Self-employed applicants: 6-month bank statement and proof of activity

  • Widows/divorcees: Documents proving marital status and custody (if applicable)

🌐 Steps for Online Application

  1. Register at www.shmff.gov.eg

  2. Download and read the conditions booklet

  3. Complete the online application form

  4. Upload required documents (PDF format)

  5. Pay reservation deposit via post office or electronic payment

  6. Await SMS for application status

  7. Select unit online during the specified timeline

📍 Cities Included in the "Housing for All Egyptians 7" Initiative

Greater Cairo:

  • New 6th of October

  • Hadayek El-Asima

  • New Obour City

Upper Egypt:

  • New Assiut

  • New Sohag

  • Beni Suef

Canal Cities:

  • New Ismailia

  • Port Said

Lower Egypt & Delta:

  • New Damietta

  • New Mansoura

  • Borg El Arab

Coastal Areas:

  • North Coast

  • Red Sea cities

🛠️ Tips Before Applying

  • Double-check your documents and application details

  • Monitor the official site regularly for updates

  • Use the hotline for any questions or technical support

  • Apply early to avoid last-minute technical issues

📌 Summary Poster

🏠 Housing for All Egyptians 7 - 2025 Highlights

Application Dates

  • Phase 1: May 21 – June 4, 2025 (15,000 units, middle-income)

  • Phase 2: July 8 – August 7, 2025 (101,000 units, low & middle-income)

Reservation Terms

  • Low-Income: EGP 50,000, 8% interest, max income EGP 15,000/month

  • Middle-Income: EGP 100,000, 12% interest, max income EGP 25,000/month

Targeted Applicants

  • Previously rejected applicants from earlier initiatives

  • New low- and middle-income applicants without past housing support

Documents Required

  • National ID, income certificate, utility bill, family records, and activity proof for self-employed

🔚 Conclusion: Why You Should Apply Now

The “Housing for All Egyptians 7” initiative offers a golden opportunity for eligible citizens to own a modern, affordable home with government-backed financing. Whether you are a middle-income employee or a low-income family seeking stable housing, these reservation conditions for 120,000 housing units are designed to ensure fair access and long-term security.

➡️ Don’t miss this chance — prepare your documents and apply within the deadlines to secure your future home!


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